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Cleo

Free & Paid

AI financial assistant with personality

4.2
(5,000 reviews)Visit Website

About Cleo

Cleo is an AI financial assistant that combines robust budgeting tools with a distinctive, engaging personality. It helps users track spending, set savings goals, negotiate bills, and understand their finances. Its "Roast Mode" feature gained viral popularity on TikTok (2.4M+ likes). Cleo processes 6.4B transactions daily.

Key Features

AI financial insights
Spending tracking
Savings goals
Bill negotiation
Roast Mode (humor)
Credit building

Pros & Cons

Pros

  • +Engaging personality
  • +Helpful financial insights
  • +Good free tier
  • +Popular with younger users

Cons

  • US/UK only
  • Limited investment features
  • Not a full bank account

Pricing

$0/mo - $15/mo

Free & Paid

Visit Website

Best For

Young AdultsBudget-Conscious UsersFinance Newcomers
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Expert Rating

4.2

5,000 reviews

Community Rating

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